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Gartner Search

avatar — Tue, 14 Oct 2008 06:05:00 -0400

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Gartner for Business Leaders Shared

avatar — Mon, 26 May 2008 10:13:00 -0400

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Gartner Symposium/ITxpo: Emerging Trends - Barcelona

avatar — Wed, 07 May 2008 02:56:00 -0400

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Calendar

avatar — Wed, 06 Feb 2008 01:39:00 -0500

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Banking and Investment Services

avatar — Wed, 06 Feb 2008 12:20:00 -0500

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Center for Information Systems Research (CISR) Patron Site | Research Briefings

avatar — Wed, 06 Feb 2008 12:17:00 -0500

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Gartner Financial Services Technology Summit

avatar — Thu, 11 Oct 2007 02:24:00 -0400

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Finextra: Banks can't compete with PayPal - Gartner

avatar — Wed, 11 Jul 2007 09:55:00 -0400

Banks can't compete with PayPal - Gartner Banks and credit card companies should consider reselling PayPal payments to merchant customers, instead of devising ways to compete with the online payments platform, according to research group Gartner. Gartner says banks should adjust plans to encompass PayPal rather than hold fast and attempt to compete in the online payments market with their own outdated payment methods. PayPal can beat credit card pricing because it blends credit card, bank account transfer and stored account value funding on the payer side, lowering its overall cost of funding any payment. The company also encourages repeat payer customers to keep money in their PayPal accounts - the company's lowest-cost funding method - and to use credit cards which are the most expensive funding option. Gartner says PayPal's recently introduced micropayments initiative could also lead to market domination. Although PayPal has long had the capability for micropayments, it has waited until it had amassed enough customers - it claims 78 million accounts - and enough opportunity to earn profits from merchants who sell goods and services priced under $3. Although card companies could enter the micropayments market simply by lowering merchant transaction fees, these companies don't have PayPal's advantage of funding payments from PayPal stored accounts, as well as traditional bank accounts. In order to compete with PayPal, Gartner says players in the micropayments market should offer value beyond payment processing. For example, a vending machine company could also offer maintenance and inventory services. Tagged by avatar under OTyET, paypal,

Search Research Only Beta 1.0

avatar — Tue, 10 Jul 2007 12:17:00 -0400

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Symposium ITxpo 2007 Barcelona My Agenda

avatar — Mon, 28 May 2007 06:17:00 -0400

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Banking IT Service Provider Migrates Its Workload From Its Mainframe

avatar — Mon, 30 Apr 2007 01:42:00 -0400